This single mom is working on her daughters financial aid forms. She is using what we like to call “the click and pray method”. This is where you file financial aid forms online, and then hope and pray that somehow all the money you need to fulfill your child’s dreams will magically appear.
Hint: It almost never works.
Most colleges in the United States simply don’t have the resources to fulfill 100% of the financial need that most families have to pay today’s terribly high price of college. Coupled with that, most families haven’t saved nearly enough to even fulfill the family’s contribution that those financial aid forms help calculate.