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Building Strategies for your Financial Future

John F. Pearson CPA

Financial Planner
Financial Services Executive

These days, it's hard to talk about college without talking about how to pay for it. Yet this pairing isn't a marriage of love, but one of necessity. In many cases, money may be the deciding factor as to whether your child attends the college of his or her choice or even attends college at all.

Barnum Financial Group's Center for College Planning, understands this. As a Certified Public Accountant and father of two college graduates, I'm dedicated to helping you understand your unique financial situation and will work to help you develop strategies assisting you through this vital investment in your children's future.

Expected Family Contribution Calculator

Students and their families are expected to contribute to the cost of college to the extent that they’re able. Use this 2018-19 academic year Expected Family Contribution (EFC) Calculator to:

  • Estimate how much the student’s family will be expected to contribute for the year. After all, you can’t make a realistic plan to cover the student’s share if you don’t have any idea what the student’s share could be.
  • Gain insight into the student’s financial aid eligibility. If you’re unable to contribute the entire cost of college, financial aid is available to bridge the gap. That's how the financial aid system works. The difference between the total cost and the student's EFC is considered the student's financial need and the amount of aid you’re eligible to receive.
EFC Calculator

529 Plans: Questions Answered

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John's Core Values

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529s Explained and College Articles of Interest

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